Can foreigners get a mortgage in the Czech Republic?

Foreigners can get mortgage loans for buying both commissioned real estate and property under construction, and can also refinance existing mortgages in the country. Unfortunately, the lending terms for non-EU citizens have become tougher. We recommend that non-residents only rely on their own funds.

How expensive are utilities in the Czech Republic?

On average, apartment maintenance in the Czech Republic costs €100-200 per month, depending on the number of people living in the residence, property type, and size.

Can foreigners obtain a Czech residence permit by buying real estate?

Buying property in the Czech Republic is not enough to be granted a residence permit , but owning or renting accommodation is one of several requirements that must be met before residency is considered.

Can non-EU citizens get Czech citizenship through buying real estate?

It is possible to apply for Czech citizenship five years after being granted residency. Buying property in the Czech Republic on its own is not enough to be granted citizenship, but owning or renting accommodation is one of several requirements that must be met before it is considered.

What is the procedure for buying property in the Czech Republic?

After choosing a property, investors need to open an account with a Czech bank, sign a reservation agreement, and carry out a property due diligence. The parties then sign a sales agreement and the documents are forwarded to the Land Registry. Thirty days later, the new property owner should receive the title deed.

Can foreigners lease residential real estate in the Czech Republic? How much can they expect to earn?

Yes, they can. Apartments in central Prague generally yield 4-5%. Real estate outside the capital’s centre and in more provincial towns can generate higher yields. Tranio offers Czech residential real estate investments with a net income of 5% per annum (after utility payments and personal tax).

Are there property taxes in the Czech Republic? How much is real estate transfer tax?

Transfer tax in the Czech Republic is 4%. VAT when buying a new build is 21%. Property registration fees equate to between 0.01-0.02% of the property value. Annual property tax in the Czech Republic ranges from €25-50 per annum.

Can foreigners buy property in the Czech Republic?

There are no property restrictions for non-residents, giving potential investors – both individuals and companies – a wealth of options when it comes to buying real estate: residential and commercial property , land and forests.

Is buying real estate in the Czech Republic worth it?

Residential real estate investments are generally profitable because of favourable economic indicators, stable rental demand, low prices per square metre in comparison to other countries, and the possibility of selling residential property at a profit. The average annual investment yield is 5%.

What are residential property prices like in the Czech Republic?

Apartments in Prague cost €1,500-3,700/m². In other regions of the country prices range from €850-2,000/m², and for detached houses €450-800/m².

Can property buyers receive education for free in the Czech Republic?

Purchasing a property does not guarantee free education . To enter university, immigrants need to verify their school leaving certificates and pass a Czech language test.

4 Bedroom Houses for Sale in the Czech Republic from 100,000 €

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With garden

4-bedroom house 104 m² in Kladno

Kladno, Central Bohemian Region, Czech Republic

Price on request

Total area 104 m² · Land area: 400 m² · 4 bedrooms · 1 bathroom

With garden

4-bedroom house 131 m² in Benešov

Benešov, Central Bohemian Region, Czech Republic

Price on request

Total area 131 m² · Land area: 556 m² · 4 bedrooms · 1 bathroom

With swimming pool

4-bedroom house 180 m² in Central Bohemian Region

Central Bohemian Region, Czech Republic

Price on request

Total area 180 m² · Land area: 712 m² · 4 bedrooms

With garden

4-bedroom house 99 m² in Central Bohemian Region

Central Bohemian Region, Czech Republic

Price on request

Total area 99 m² · Land area: 369 m² · 4 bedrooms

4-bedroom villa 112 m² in Benešov

Benešov, Central Bohemian Region, Czech Republic

Price on request

Total area 112 m² · Land area: 680 m² · 4 bedrooms

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4-bedroom house 69 m² in Prague 10

Prague 10, Prague, Czech Republic

Price on request

Total area 69 m² · Land area: 452 m² · 4 bedrooms · 1 bathroom

Elvira Gracheva

Head of Sales Tranio Europe

Tranio Projects for Profitable Investments

Sourcing prime properties to match your goals, negotiating exclusive terms, delivering an independent investment analysis.

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With garden

4-bedroom house 120 m² in Prague 9

Prague 9, Prague, Czech Republic

Price on request

Total area 120 m² · Land area: 1,151 m² · 4 bedrooms · 1 bathroom

With garden

4-bedroom house 136 m² in Liberec Region

Liberec Region, Czech Republic

Price on request

Total area 136 m² · Land area: 483 m² · 4 bedrooms · 2 bathrooms

With garden

4-bedroom house 171 m² in Central Bohemian Region

Central Bohemian Region, Czech Republic

Price on request

Total area 171 m² · Land area: 470 m² · 4 bedrooms

With garden

4-bedroom house 295 m² in Prague 6

Prague 6, Prague, Czech Republic

Price on request

Total area 295 m² · Land area: 602 m² · 4 bedrooms · 1 bathroom

Similar facilities nearby

Luxury villa with a garden, a sauna and a garage in district XII, Budapest, Hungary

District XII (Hegyvidék), Budapest, Hungary

4,453,000 €

Total area 485 m² · Land area: 1,500 m² · 4 bedrooms · 4 bathrooms

Modern sunny house in Ujbuda district, Budapest, Hungary

District XI (Újbuda), Budapest, Hungary

920,000 €

Total area 336 m² · Land area: 500 m² · 4 bedrooms · 3 bathrooms

1 week ago

4-bedroom cottage 490 m² in District II

District II, Budapest, Hungary

2,420,000 €

Total area 490 m² · Land area: 807 m² · 4 bedrooms · 5 bathrooms

4-bedroom house 677 m² in Radovljica

Radovljica, Slovenia

1,150,000 €

Total area 677 m² · Land area: 3,432 m² · 4 bedrooms · 3 bathrooms

1 week ago

Lake view Villa with 3 flats and roof terrace

Fonyód, Somogy, Hungary

490,000 €

Total area 177 m² · Land area: 636 m² · 4 bedrooms · 3 bathrooms

4-bedroom villa 247 m² in District III (Óbuda-Békásmegyer)

District III (Óbuda-Békásmegyer), Budapest, Hungary

1,210,000 €

Total area 247 m² · Land area: 1,084 m² · 4 bedrooms · 3 bathrooms

With garden

Five-storey, sunny house with a garden, sauna, and parking in Oberkassel (4th district), Düsseldorf, Germany

District 4 (Düsseldorf), Düsseldorf, North Rhine-Westphalia, Germany

4,217,000 €

Total area 368 m² · Land area: 181 m² · 4 bedrooms · 4 bathrooms

With garden

Well-maintained house with a large plot in Willich, Germany

Willich, North Rhine-Westphalia, Germany

1,200,000 €

Total area 180 m² · Land area: 5,800 m² · 4 bedrooms · 1 bathroom

2 months ago

4-bedroom villa 343 m² in District XII (Hegyvidék)

District XII (Hegyvidék), Budapest, Hungary

2,738,000 €

Total area 343 m² · Land area: 1,378 m² · 4 bedrooms · 3 bathrooms

With garden

Four-story house overlooking the Rhine River in Benrath, Düsseldorf, Germany

Düsseldorf, North Rhine-Westphalia, Germany

695,000 €

Total area 151 m² · Land area: 220 m² · 4 bedrooms · 3 bathrooms

Parking lot

Well-maintained three-storey house with a garage in Essen, Germany

Essen, North Rhine-Westphalia, Germany

559,000 €

Total area 190 m² · Land area: 394 m² · 4 bedrooms · 3 bathrooms

4-bedroom house 457 m² in Radovljica

Radovljica, Slovenia

1,390,000 €

Total area 457 m² · Land area: 1,124 m² · 4 bedrooms · 4 bathrooms

With garden

Furnished house with a large landscaped plot in Aachen, Cologne, Germany

Aachen, North Rhine-Westphalia, Germany

1,495,000 €

Total area 360 m² · Land area: 3,420 m² · 4 bedrooms · 3 bathrooms

2 months ago

4-bedroom cottage 142 m² in Idrija

Idrija, Slovenia

329,000 €

Total area 142 m² · Land area: 133,664 m² · 4 bedrooms

4-bedroom cottage 490 m² in Grosuplje

Grosuplje, Slovenia

1,489,000 €

Total area 490 m² · Land area: 15,787 m² · 4 bedrooms

4-bedroom cottage 238 m² in Celje

Celje, Slovenia

260,000 €

Total area 238 m² · Land area: 856 m² · 4 bedrooms

4-bedroom cottage 361 m² in Radovljica

Radovljica, Slovenia

1,249,000 €

Total area 361 m² · Land area: 3,070 m² · 4 bedrooms

4-bedroom cottage 392 m² in Ljubljana

Ljubljana, Slovenia

1,150,000 €

Total area 392 m² · Land area: 437 m² · 4 bedrooms

With garden

Semi-detached house with a garden in Buchholz in der Nordheide, Lower Saxony, Germany

Lower Saxony, Germany

550,000 €

Total area 120 m² · Land area: 718 m² · 4 bedrooms · 2 bathrooms

With garden

Three-storey house with a swimming pool directly on the lake in Rottach-Egern, Bavaria, Germany

Rottach-Egern, Bavaria, Germany

20,000,000 €

Total area 393 m² · Land area: 2,350 m² · 4 bedrooms · 4 bathrooms

4-bedroom cottage 400 m² in Ljubljana

Ljubljana, Slovenia

2,390,000 €

Total area 400 m² · Land area: 900 m² · 4 bedrooms

With garden

Three-storey house with a garden and a garage in Angermund, Düsseldorf, Germany

Düsseldorf, North Rhine-Westphalia, Germany

638,000 €

Total area 171 m² · Land area: 809 m² · 4 bedrooms · 2 bathrooms

Comfortable villa with a pool and a tennis court, XII District, Budapest, Hungary

District XII (Hegyvidék), Budapest, Hungary

1,000,000 €

Total area 470 m² · Land area: 2,490 m² · 4 bedrooms · 4 bathrooms

Exclusive villa with a pool and a jacuzzi, District II, Budapest, Hungary

District II, Budapest, Hungary

955,000 €

Total area 420 m² · Land area: 1,110 m² · 4 bedrooms · 4 bathrooms

New house with a roof terrace, II District, Budapest, Hungary

District II, Budapest, Hungary

909,000 €

Total area 285 m² · 4 bedrooms · 3 bathrooms

New house in a minimalist style, II District, Budapest, Hungary

District II, Budapest, Hungary

909,000 €

Total area 251 m² · 4 bedrooms · 4 bathrooms

Exclusive house with a pool and a garden, District II, Budapest, Hungary

District II, Budapest, Hungary

745,000 €

Total area 330 m² · Land area: 846 m² · 4 bedrooms · 2 bathrooms

Cozy renovated cottage with a garden, District II, Budapest, Hungary

District II, Budapest, Hungary

551,000 €

Total area 270 m² · 4 bedrooms · 3 bathrooms

Comfortable house with a swimming pool, a sauna and a gym, District II, Budapest, Hungary

District II, Budapest, Hungary

745,000 €

Total area 470 m² · Land area: 1,070 m² · 4 bedrooms · 3 bathrooms

With garden

House with a large garden and a garage in Ottobrunn, a suburb of Munich, Bavaria, Germany

Munich, Bavaria, Germany

1,689,000 €

Total area 179 m² · Land area: 491 m² · 4 bedrooms · 2 bathrooms

Tranio’s client cases

All cases

18 March 2026
Turnkey EU Residence Permit: How a Family Bought an Apartment in Tranio’s Filosofia Project and Received a Greek...
In 2025, a family came to us: a married couple and their adult son. Their goal was to obtain a European residence permit. Initially, they were choosing between Cyprus and Greece. Ultimately, the Greek Golden Visa programme...
29 July 2025
From Old Office to Modern Apartment: Securing Property and a Greek Residence Permit in Five Months under the...
Once again, a Tranio client has chosen Greece Golden Visa programme as the most affordable European residency option through real estate investment. The programme was revised in 2024. Now, the most accessible route is through...
14 July 2025
London as a Second Home: Three Families Buy Apartments for Their Student Children
In recent months, we have received three similar requests to source property in London. This article features real client stories and a look at how property is purchased in the UK capital with Tranio.
06 May 2025
The Art of Renovation in Northern Athens and One-Stop-Shop Service of Tranio Hellas: Why Investor Bought Apartment...
Tranio has been operating in the Greek property market since 2010, selecting homes for clients from trusted partners across different regions — both in cities and in coastal resort locations.
28 February 2025
The Master Key: How a Tranio Client Optimised Taxes Through Real Estate Investment in Cyprus
Cyprus is one of the most sought-after destinations for tax optimisation, offering a transparent legal framework, full EU membership, and attractive conditions for foreign investors.
28 February 2025
The Final Lap: Returns Secured by Investors in The Community, Motor City
In October 2022, Tranio proudly unveiled a co-investment opportunity in The Community, a residential development in Motor City. This exclusive proposition invited discerning partners and clients to engage at the project’s...
21 February 2025
Exploring Oman's Office Real Estate Market: A Client's Perspective
Economic diversification has long been a priority for Gulf nations, with each country adopting its own strategy. The UAE leverages soft power and flexibility, Saudi Arabia pursues an aggressive approach with ambitious megaprojects...
13 May 2024
Tranio client's experience: apartment on the French Riviera and obtaining a residence permit for financially...
France is a country known for its quality of life, economic strength, progressive social welfare, developed infrastructure, high environmental standards and care for historical heritage. A residence permit in France allows...
25 April 2024
Tranio case: buying an apartment in Madrid and obtaining Spain Golden Visa
Today Spain is one of the most popular EU countries for obtaining a residency by investments. To participate in the Spain Golden Visa programme, an investor must invest more than 500 thousand euros in the state economy or...
06 February 2024
Tranio’s client experience: mountain chalet in the Alps for vacation and good rental income
Resort property in the French Alps is a prospective investment, both from the point of view of getting income in high season, and getting a "second home" for vacations in a sunny, comfortable Alpine climate. Alpine...

4 bedroom houses for sale in the Czech Republic