Can foreigners buy property in Cartagena?

Yes. There are no restrictions on buying property in Spain , whether it's commercial, residential or land. In fact, Spain encourages investment by foreigners, both resident and non-resident. You will require a financial number which can acquire by visiting a police station with your passport.

How do I buy a property in Cartagena?

The process of buying a property in Spain usually runs as follows. First, the buyer makes an offer, usually through the seller's real estate agent. If this is accepted, then the buyer and seller sign a preliminary contract (contrato privado de compravento) and the buyer pays a deposit, typically 10% of the purchase price. Then the agent helps to organise property check and if there're no burdens or restrictions, a final sales contract is prepared.

Do I need a Spanish bank account to buy a property in Spain?

Yes. You will want a bank account in Spain once you have bought your Spanish property. This will enable you to set up direct debits and standing orders to pay for your utilities and bills .

Can I get a mortgage in Spain?

Yes. Although to get a mortgage in Spain you need NIE (Número de Identificación de Extranjeros). If you're in Spain, you can start the NIE application process at any local police station. Outside of Spain, the best way to apply for an NIE is to contact your local Spanish consulate.

What is a Spanish residence permit?

A long-term residence permit allows you to stay in Spain indefinitely, working or otherwise, under the same conditions as Spanish citizens. You can apply for Spanish nationality after 10 years of residence in Spain.

How do I get a residence permit in Spain?

Dedending on type (for students, for investors, etc.) you can obtain Spanish residence permit at Foreigner’s Office in Spain or at Spanish Consulate in your country of residence.

How long does it take to get residency in Spain?

The terms are based on the type of the residence (for students, for investors, etc.). Some of them can be obtained in less than one month.

Can I get residency in Spain if I buy property?

Yes. When buying a property, you can get a residence permit in Spain, which will allow you to legally reside in the country. At the moment, the most suitable program for obtaining a Spanish residence permit is a Non-Lucrative residence visa in Spain . The main requirement of the program is to provide sufficient financial guarantees, as well as the availability of housing in Spain. Until 2025, investors had the opportunity to apply for a golden visa to Spain when buying real estate starting from 500 thousand euros, and the program has been officially closed since April 2025.

How can I get permanent residency in Spain?

You can get permanent residency in Spain after 5 years of legal residence.

How long does it take to become a citizen in Spain?

The standard criteria for citizenship in Spain is 10 years of legal residence. There are reduced terms (1, 2 or 5 years) for residency based on naturalization, origin, option, etc.

Property for Sale in Cartagena, Buy Real Estate

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New residential complex of villas with swimming pools in San Javier, Murcia, Spain

San Javier, Murcia, Spain

From 480,000 €

Total 5 units available from the developer

Built in 2025

Villas from 480,000 €

With swimming pool

4-bedroom villa 202 m² in Murcia (city)

Murcia (city), Murcia, Spain

1,220,000 €

Total area 202 m² · Land area: 1,000 m² · 4 bedrooms · 4 bathrooms

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4-bedroom villa 195 m² in Murcia (city)

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1,075,000 €

Total area 195 m² · Land area: 1,000 m² · 4 bedrooms · 4 bathrooms

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3-bedroom villa 218 m² in Murcia (city)

Murcia (city), Murcia, Spain

1,176,000 €

Total area 218 m² · Land area: 1,000 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom villa 109 m² in Los Alcazares

Los Alcazares, Murcia, Spain

520,000 €

Total area 109 m² · Land area: 246 m² · 3 bedrooms · 2 bathrooms

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3-bedroom villa 125 m² in Los Alcazares

Los Alcazares, Murcia, Spain

1,390,000 €

Total area 125 m² · Land area: 351 m² · 3 bedrooms · 3 bathrooms

With swimming pool

4-bedroom villa 140 m² in Torre Pacheco

Torre Pacheco, Murcia, Spain

674,000 €

Total area 140 m² · Land area: 567 m² · 4 bedrooms · 3 bathrooms

With swimming pool

3-bedroom villa 140 m² in Los Alcazares

Los Alcazares, Murcia, Spain

750,000 €

Total area 140 m² · Land area: 350 m² · 3 bedrooms · 3 bathrooms

With swimming pool

3-bedroom villa 101 m² in Los Alcazares

Los Alcazares, Murcia, Spain

420,000 €

Total area 101 m² · Land area: 170 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 123 m² in La Manga del Mar Menor

La Manga del Mar Menor, Murcia, Spain

700,000 €

Total area 123 m² · Land area: 570 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 99 m² in Los Alcazares

Los Alcazares, Murcia, Spain

469,000 €

Total area 99 m² · Land area: 176 m² · 3 bedrooms · 2 bathrooms

With balcony/terrace

3-bedroom apartment 114 m² in La Manga del Mar Menor

La Manga del Mar Menor, Murcia, Spain

519,000 €

Total area 114 m² · 3 bedrooms · 2 bathrooms

With balcony/terrace

2-bedroom apartment 96 m² in La Manga del Mar Menor

La Manga del Mar Menor, Murcia, Spain

449,000 €

Total area 96 m² · 2 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 110 m² in Los Alcazares

Los Alcazares, Murcia, Spain

645,000 €

Total area 110 m² · Land area: 242 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 133 m² in Murcia (city)

Murcia (city), Murcia, Spain

700,000 €

Total area 133 m² · Land area: 194 m² · 3 bedrooms · 2 bathrooms

With balcony/terrace

2-bedroom apartment 70 m² in Los Alcazares

Los Alcazares, Murcia, Spain

329,000 €

Total area 70 m² · 2 bedrooms · 2 bathrooms

With balcony/terrace

3-bedroom apartment 85 m² in Los Alcazares

Los Alcazares, Murcia, Spain

339,000 €

Total area 85 m² · 3 bedrooms · 2 bathrooms

With balcony/terrace

3-bedroom apartment 85 m² in Los Alcazares

Los Alcazares, Murcia, Spain

369,000 €

Total area 85 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 105 m² in Murcia (city)

Murcia (city), Murcia, Spain

400,000 €

Total area 105 m² · Land area: 299 m² · 3 bedrooms · 2 bathrooms

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3-bedroom villa 103 m² in Los Alcazares

Los Alcazares, Murcia, Spain

489,000 €

Total area 103 m² · Land area: 274 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 153 m² in Murcia (city)

Murcia (city), Murcia, Spain

472,000 €

Total area 153 m² · Land area: 438 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 123 m² in Murcia (city)

Murcia (city), Murcia, Spain

480,000 €

Total area 123 m² · Land area: 357 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 125 m² in Murcia (city)

Murcia (city), Murcia, Spain

500,000 €

Total area 125 m² · Land area: 367 m² · 3 bedrooms · 2 bathrooms

With swimming pool

3-bedroom villa 123 m² in Los Alcazares

Los Alcazares, Murcia, Spain

599,000 €

Total area 123 m² · Land area: 356 m² · 3 bedrooms · 2 bathrooms

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2-bedroom villa 167 m² in Murcia (city)

Murcia (city), Murcia, Spain

614,000 €

Total area 167 m² · Land area: 550 m² · 2 bedrooms · 2 bathrooms

1-25 of 380 listings, page 1 of 15

Tranio’s client cases

All cases

25 April 2024
Tranio case: buying an apartment in Madrid and obtaining Spain Golden Visa
Today Spain is one of the most popular EU countries for obtaining a residency by investments. To participate in the Spain Golden Visa programme, an investor must invest more than 500 thousand euros in the state economy or...
24 January 2024
Tranio’s client experience: buying a second home on the Costa Blanca
Spanish real estate has consistently been in high demand in the past few decades.
02 September 2016
The quest for the Golden Visa: a Tranio.com client on buying a flat in Estepona, Spain
Tranio.com’s client describes buying a Spanish property to obtain a Golden Visa residence permit.
15 January 2016
Risk-free transaction: this Tranio client bought a foreclosed flat in Marbella
This buyer chose a foreclosed flat in Spain’s upmarket Marbella. She tells us why she decided on this property that didn’t even make it to her shortlist.
12 September 2015
Profitable pleasure: two months rent covers Tranio buyer’s yearly costs
Dmitry, an entrepreneur from Moscow, bought a holiday home in Alicante on the Costa Blanca in 2014 with Tranio. One year later, we met with him to see how things were going.
10 September 2015
Keeping it in the family: three sisters buy a flat in Torrevieja
It's easier to buy property abroad when your family is behind you. This is how three sisters in their early sixties, Irina and Marina and Irina bought a holiday home in Torrevieja.
25 August 2015
Golden visas and marinas: yacht-aficionado buys luxury villa in Spain
Eugene, chief executive of a major Russian company, first considered buying property abroad when he took up yachting. We talked to him after he bought a villa in Catalonia near a marina.
17 July 2015
Owning property in Spain: a British perspective
Steve, an English expat in Moscow, Russia, bought a flat in Spain. Two years on, we asked him for the British perspective on Spain’s real estate, buyer’s remorse and bureaucracy.
18 March 2026
Turnkey EU Residence Permit: How a Family Bought an Apartment in Tranio’s Filosofia Project and Received a Greek...
In 2025, a family came to us: a married couple and their adult son. Their goal was to obtain a European residence permit. Initially, they were choosing between Cyprus and Greece. Ultimately, the Greek Golden Visa programme...
29 July 2025
From Old Office to Modern Apartment: Securing Property and a Greek Residence Permit in Five Months under the...
Once again, a Tranio client has chosen Greece Golden Visa programme as the most affordable European residency option through real estate investment. The programme was revised in 2024. Now, the most accessible route is through...

Property for sale in Cartagena