Can foreigners get a mortgage to buy a house in Famagusta?

Mortgages in Cyprus may be obtained to fund the purchase of an off-plan or existing property, or to finance improvements. A mortgage is typically obtained on a property with a title. With a 50% downpayment, an applicant is most likely to qualify for a mortgage to purchase a property priced between €150,000 and €1,000,000. Mortgage rates vary, starting from 3.7 %. When a property is under construction, the mortgage borrower is granted an installment plan.

How much do utilities cost in Famagusta?

Property maintenance costs are not very high in Famagusta compared to the rest of Europe. Total housing costs incurred by apartment owners are approximately €1,700 per year. The total housing expense for owners of villas with private pools is about €2,900 per year.

Can buying a house in Famagusta also get a residence permit in Cyprus?

Migration to Cyprus is very popular among foreigners as a permanent residence permit may be acquired with the purchase of a property worth about €300,000. An investment of €2,000,000 allows a person to get Cyprus citizenship.

How to get citizenship in Cyprus by buying a house in Famagusta?

Investment of about €2,000,000 into real estate, government bonds, or local business, and an additional donation of €150,000 to a government fund allows people to qualify for Cyprus citizenship by investment .

What is the process of buying a house in Cyprus?

It takes about 2 months to register property ownership of a house in Cyprus. Tranio recommends that you comprehensively review all the details of a property purchase in order to avoid any problems at closing and upon registration.

What are the house prices in Famagusta?

House prices in Famagusta vary across locations.

What taxes are charged on house purchase, ownership, and sale in Famagusta?

Property transfer fees range from 3 % to 8 % depending on the house value. The immovable property tax was cancelled in 2017. Now homeowners in Cyprus pay an annual municipality tax of €55–185 per year. Get more insights into Cyprus taxes in our article .

Can foreign citizens lease residential property in Cyprus, and what is the return on investment for a rental property?

Yes, they can. According to RICS, average rental yields of apartments in Cyprus are 3.9 % and a house lease earns 2.0 %, which is almost in line with returns generated by similar properties in the rest of Europe.

Houses for sale in Famagusta – Buy villa in Famagusta, Cyprus

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New villa with a rooftop garden and pool, near the beach, Protaras, Cyprus for 390,000 €

With swimming pool

New villa with a rooftop garden and pool, near the beach, Protaras, Cyprus

390,000 €

Total area 166 m²Land area: 265 m²2 bedrooms2 bathrooms

Luxury modern villa with a swimming pool and a garage, on the coastline, Ayia Napa, Cyprus for 3,700,000 €

With swimming pool

Luxury modern villa with a swimming pool and a garage, on the coastline, Ayia Napa, Cyprus

3,700,000 €

Total area 261 m²Land area: 1,325 m²5 bedrooms3 bathrooms

Golden Visa

Duplex penthouse in Greece, Athens

250,000 €

Total area: 140 m² 4 bedrooms 2 bathrooms

Spacious villa with a pool and a garden in a modern residential complex, Ayia Napa, Cyprus for 390,000 €

With swimming pool

Spacious villa with a pool and a garden in a modern residential complex, Ayia Napa, Cyprus

390,000 €

Total area 305 m²Land area: 400 m²3 bedrooms3 bathrooms

Semi-detached villa with private pool and a roof garden, Protaras, Cyprus for 310,000 €

With swimming pool

Semi-detached villa with private pool and a roof garden, Protaras, Cyprus

310,000 €

Total area 97 m²2 bedrooms3 bathrooms

New beachfont villa with a swimming pool, a garden and a parking, Ayia Napa, Cyprus for 2,350,000 €

With swimming pool

New beachfont villa with a swimming pool, a garden and a parking, Ayia Napa, Cyprus

2,350,000 €

Total area 154 m²Land area: 601 m²5 bedrooms4 bathrooms

Eccentric and Contemporary 3 Bedroom Villa on the Beach of Konnos, Ayia Napa for 550,000 €

Eccentric and Contemporary 3 Bedroom Villa on the Beach of Konnos, Ayia Napa

550,000 €

Total area 212 m²Land area: 285 m²

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Head of Residential Real Estate

Luxury modern villa with a swimming pool on the coastline, in the popular Nissi area, Ayia Napa, Cyprus for 705,000 €

With swimming pool

Luxury modern villa with a swimming pool on the coastline, in the popular Nissi area, Ayia Napa, Cyprus

705,000 €

Total area 140 m²Land area: 300 m²3 bedrooms2 bathrooms

Modern villa with a swimming pool and parking, 250 meters from the beach, Ayia Napa, Famagusta, Cyprus for 500,000 €

With swimming pool

Modern villa with a swimming pool and parking, 250 meters from the beach, Ayia Napa, Famagusta, Cyprus

500,000 €

Total area 124 m²3 bedrooms2 bathrooms

Modern villa with swimming pool, Protaras, Famagusta, Cyprus for 575,000 €

With swimming pool

Modern villa with swimming pool, Protaras, Famagusta, Cyprus

575,000 €

Total area 168 m²Land area: 571 m²3 bedrooms3 bathrooms

Sea view villa with a swimming pool in an exclusive residence, directly on the coastline, Ayia Thekla, Cyprus for 1,450,000 €

With swimming pool

Sea view villa with a swimming pool in an exclusive residence, directly on the coastline, Ayia Thekla, Cyprus

1,450,000 €

Total area 185 m²Land area: 838 m²4 bedrooms4 bathrooms

Comfortable modern villa with a garden and a swimming pool near a beach, Protaras, Cyprus for 515,000 €

With swimming pool

Comfortable modern villa with a garden and a swimming pool near a beach, Protaras, Cyprus

515,000 €

Total area 131 m²Land area: 330 m²3 bedrooms2 bathrooms

Spacious villa on the first line from the sea, Ayia Napa, Cyprus for 1,700,000 €

Sea view

Spacious villa on the first line from the sea, Ayia Napa, Cyprus

1,700,000 €

Total area 250 m²Land area: 800 m²5 bedrooms3 bathrooms

Detached villa with sea view in a new residential complex in Protaras, Cyprus for 425,000 €

With swimming pool

Detached villa with sea view in a new residential complex in Protaras, Cyprus

425,000 €

Total area 162 m²Land area: 279 m²3 bedrooms3 bathrooms

Furnished villa with a garden and parking, Kokkines, Cyprus for 470,000 €

Furnished villa with a garden and parking, Kokkines, Cyprus

470,000 €

Total area 248 m²Land area: 965 m²3 bedrooms2 bathrooms

Spacious 4 Bedroom Villa with Private Pool and Beautiful Sea View for Sale in Ay. Thekla for 1,400,000 €

Spacious 4 Bedroom Villa with Private Pool and Beautiful Sea View for Sale in Ay. Thekla

1,400,000 €

Total area 250 m²Land area: 750 m²

Villa with pool, gym and sauna, on the first line from the sea, Ayia Napa, Cyprus for 3,500,000 €

With swimming pool

Villa with pool, gym and sauna, on the first line from the sea, Ayia Napa, Cyprus

3,500,000 €

6 bedrooms5 bathrooms

Furnished villa with a private garden, a swimming pool, a terrace and sea views, Protaras, Cyprus for 490,000 €

With swimming pool

Furnished villa with a private garden, a swimming pool, a terrace and sea views, Protaras, Cyprus

490,000 €

Total area 112 m²Land area: 370 m²3 bedrooms2 bathrooms

Modern villa with a garden, a swimming pool, a parking, a terrace and sea views, Protaras, Cyprus for 500,000 €

With swimming pool

Modern villa with a garden, a swimming pool, a parking, a terrace and sea views, Protaras, Cyprus

500,000 €

Total area 140 m²Land area: 285 m²3 bedrooms3 bathrooms

Furnished villa with a pool, a parking and a terrace, Ayia Napa, Cyprus for 350,000 €

With swimming pool

Furnished villa with a pool, a parking and a terrace, Ayia Napa, Cyprus

350,000 €

Total area 140 m²Land area: 380 m²3 bedrooms2 bathrooms

Modern villa with pool and garden in a new residential complex, Protaras, Cyprus for 500,000 €

With swimming pool

Modern villa with pool and garden in a new residential complex, Protaras, Cyprus

500,000 €

Total area 172 m²Land area: 265 m²3 bedrooms3 bathrooms

Modern villa with a swimming pool, a parking, a rooftop terrace and sea views, Ayia Napa, Cyprus for 554,000 €

With swimming pool

Modern villa with a swimming pool, a parking, a rooftop terrace and sea views, Ayia Napa, Cyprus

554,000 €

Total area 157 m²Land area: 307 m²3 bedrooms3 bathrooms

Brand New Grandeur 4 Bedroom Villa with Private Pool at Kapparis Famagusta

450,000 €

Total area 171 m²Land area: 332 m²

Spacious villa with a private garden, a swimming pool and a terrace, Ayia Napa, Cyprus for 682,000 €

With swimming pool

Spacious villa with a private garden, a swimming pool and a terrace, Ayia Napa, Cyprus

682,000 €

Total area 176 m²Land area: 462 m²3 bedrooms2 bathrooms

Luxury villa with a private pool, a parking, a terrace and sea views, Ayia Napa, Cyprus for 600,000 €

With swimming pool

Luxury villa with a private pool, a parking, a terrace and sea views, Ayia Napa, Cyprus

600,000 €

Total area 450 m²Land area: 1,334 m²3 bedrooms2 bathrooms

Four bedroom villa in Ayia Napa, Ayia Thekla for 1,500,000 €

Sea view

Four bedroom villa in Ayia Napa, Ayia Thekla

1,500,000 €

Total area 166 m²Land area: 1,020 m²4 bedrooms4 bathrooms

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Houses for sale in Famagusta

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