Can foreigners get a mortgage to buy a house in Larnaca?

Mortgages in Cyprus may be obtained to fund the purchase of an off-plan or existing property, or to finance improvements. A mortgage is typically obtained on a property with a title. With a 50% downpayment, an applicant is most likely to qualify for a mortgage to purchase a property priced between €150,000 and €1,000,000. Mortgage rates vary, starting from 3.7 %. When a property is under construction, the mortgage borrower is granted an installment plan.

How much do utilities cost in Larnaca?

Property maintenance costs are not very high in Larnaca compared to the rest of Europe. Total housing costs incurred by apartment owners are approximately €1,700 per year. The total housing expense for owners of villas with private pools is about €2,900 per year.

Can buying a house in Larnaca also get a residence permit in Cyprus?

Migration to Cyprus is very popular among foreigners as a permanent residence permit may be acquired with the purchase of a property worth about €300,000. An investment of €2,000,000 allows a person to get Cyprus citizenship.

How to get citizenship in Cyprus by buying a house in Larnaca?

Investment of about €2,000,000 into real estate, government bonds, or local business, and an additional donation of €150,000 to a government fund allows people to qualify for Cyprus citizenship by investment .

What is the process of buying a house in Cyprus?

It takes about 2 months to register property ownership of a house in Cyprus. Tranio recommends that you comprehensively review all the details of a property purchase in order to avoid any problems at closing and upon registration.

What are the house prices in Larnaca?

House prices in Larnaca vary across locations.

What taxes are charged on house purchase, ownership, and sale in Larnaca?

Property transfer fees range from 3 % to 8 % depending on the house value. The immovable property tax was cancelled in 2017. Now homeowners in Cyprus pay an annual municipality tax of €55–185 per year. Get more insights into Cyprus taxes in our article .

Can foreign citizens lease residential property in Cyprus, and what is the return on investment for a rental property?

Yes, they can. According to RICS, average rental yields of apartments in Cyprus are 3.9 % and a house lease earns 2.0 %, which is almost in line with returns generated by similar properties in the rest of Europe.

Houses for sale in Larnaca, Cyprus – Buy villa in Larnaca

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Villa with a veranda, on the first line from the sea, Larnaca, Cyprus for 1,460,000 €

Villa with a veranda, on the first line from the sea, Larnaca, Cyprus

1,460,000 €

Total area 290 m²Land area: 906 m²4 bedrooms3 bathrooms

Modern villa with four bedrooms, a spacious terrace and a plot of land, Ayia Anargiri, Cyprus for 430,000 €

Modern villa with four bedrooms, a spacious terrace and a plot of land, Ayia Anargiri, Cyprus

430,000 €

Total area 300 m²Land area: 259 m²4 bedrooms

Golden Visa

First-class apartments in a new residential complex, Greece, Athens

From 306,000 €

Completion in: 2023 Floor areas: 87—132 m² Apartments in total: 9

Residential complex

Villa with 6 bedrooms in Pervolia area in Larnaca for 3,800,000 €

With swimming pool

Villa with 6 bedrooms in Pervolia area in Larnaca

3,800,000 €

Total area 480 m²Land area: 2,000 m²5 bedrooms4 bathrooms

Three bedroom villa in Larnaca, Dhekelia for 340,000 €

With swimming pool

Three bedroom villa in Larnaca, Dhekelia

340,000 €

Total area 145 m²Land area: 249 m²3 bedrooms3 bathrooms

Villa in Larnaca with three bedroom, Dhekelia for 355,000 €

With swimming pool

Villa in Larnaca with three bedroom, Dhekelia

355,000 €

Total area 155 m²Land area: 258 m²3 bedrooms3 bathrooms

Villa in Larnaca with 3 bedroom, Dhekelia for 385,000 €

With swimming pool

Villa in Larnaca with 3 bedroom, Dhekelia

385,000 €

Total area 186 m²Land area: 319 m²3 bedrooms3 bathrooms

Discounted homes upon request

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Three bedroom villa in Larnaca, Tourist Area for 2,600,000 €

Three bedroom villa in Larnaca, Tourist Area

2,600,000 €

Total area 280 m²Land area: 244 m²3 bedrooms3 bathrooms

Four bedroom villa in Larnaca, Agios Theodoros for 997,000 €

With swimming pool

Four bedroom villa in Larnaca, Agios Theodoros

997,000 €

Total area 179 m²Land area: 607 m²4 bedrooms4 bathrooms

Four bedroom villa in Larnaka, Dhekelia for 360,000 €

With swimming pool

Four bedroom villa in Larnaka, Dhekelia

360,000 €

Total area 200 m²4 bedrooms4 bathrooms

Villa in Larnaca with 5 bedrooms, Pervolia for 5,850,000 €

Villa in Larnaca with 5 bedrooms, Pervolia

5,850,000 €

Total area 670 m²Land area: 1,439 m²5 bedrooms5 bathrooms

Spacious villa with a private garden, a swimming pool, a garage and a terrace, Xylophagou, Cyprus for 500,000 €

With swimming pool

Spacious villa with a private garden, a swimming pool, a garage and a terrace, Xylophagou, Cyprus

500,000 €

Total area 250 m²Land area: 2,500 m²5 bedrooms3 bathrooms

Villa with 4 bedrooms Larnaca, Pervolia for 2,900,000 €

With swimming pool

Villa with 4 bedrooms Larnaca, Pervolia

2,900,000 €

Total area 475 m²Land area: 1,129 m²4 bedrooms3 bathrooms

3 Bedroom Semi-Detached Property — Kato Paphos for 400,000 €

Sea view

3 Bedroom Semi-Detached Property — Kato Paphos

400,000 €

Total area 180 m²Land area: 300 m²3 bedrooms3 bathrooms

Villa in Paphos with 3 bedrooms, Chloraka for 430,000 €

Next to the sea

Villa in Paphos with 3 bedrooms, Chloraka

430,000 €

Total area 176 m²Land area: 293 m²3 bedrooms2 bathrooms

Seven bedroom villa in Larnaca, Kiti for 3,200,000 €

With swimming pool

Seven bedroom villa in Larnaca, Kiti

3,200,000 €

Land area: 70,000 m²5 bedrooms7 bathrooms

Four bedroom villa in Larnaca, Pervolia for 6,850,000 €

Sea view

Four bedroom villa in Larnaca, Pervolia

6,850,000 €

Total area 719 m²Land area: 1,543 m²4 bedrooms5 bathrooms

Four bedroom villa in Larnaca, Pervolia for 7,200,000 €

Sea view

Four bedroom villa in Larnaca, Pervolia

7,200,000 €

Total area 726 m²Land area: 1,664 m²4 bedrooms5 bathrooms

3 bedroom house in Larnaca, Dhekelia for 295,000 €

With swimming pool

3 bedroom house in Larnaca, Dhekelia

295,000 €

Total area 138 m²3 bedrooms3 bathrooms

Four bedroom villa in Larnaca, Pervolia for 7,700,000 €

Sea view

Four bedroom villa in Larnaca, Pervolia

7,700,000 €

Total area 730 m²Land area: 1,790 m²4 bedrooms5 bathrooms

Comfortable villa with a patio, a parking and a balcony in a residential complex with a swimming pool, Xylophagou, Cyprus for 165,000 €

With swimming pool

Comfortable villa with a patio, a parking and a balcony in a residential complex with a swimming pool, Xylophagou, Cyprus

165,000 €

Total area 139 m²Land area: 160 m²3 bedrooms2 bathrooms

Four bedroom villa in Larnaca, Pervolia for 7,250,000 €

Sea view

Four bedroom villa in Larnaca, Pervolia

7,250,000 €

Total area 734 m²Land area: 1,673 m²4 bedrooms5 bathrooms

Three bedroom house in Larnaca, Dhekelia for 310,000 €

With swimming pool

Three bedroom house in Larnaca, Dhekelia

310,000 €

Total area 147 m²3 bedrooms3 bathrooms

Three bedroom house in Larnaca, Dhekelia for 295,000 €

With swimming pool

Three bedroom house in Larnaca, Dhekelia

295,000 €

Total area 135 m²3 bedrooms3 bathrooms

Villa with a garden, a swimming pool and a garage, Xylofagou, Famagusta, Cyprus for 1,250,000 €

With swimming pool

Villa with a garden, a swimming pool and a garage, Xylofagou, Famagusta, Cyprus

1,250,000 €

Total area 550 m²Land area: 2,342 m²4 bedrooms4 bathrooms

Four bedroom villa in Larnaca, Kalavasos for 330,000 €

Four bedroom villa in Larnaca, Kalavasos

330,000 €

Total area 213 m²Land area: 700 m²4 bedrooms

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