Can foreigners get a mortgage to buy a house in Larnaca?

Mortgages in Cyprus may be obtained to fund the purchase of an off-plan or existing property, or to finance improvements. A mortgage is typically obtained on a property with a title. With a 50% downpayment, an applicant is most likely to qualify for a mortgage to purchase a property priced between €150,000 and €1,000,000. Mortgage rates vary, starting from 3.7 %. When a property is under construction, the mortgage borrower is granted an installment plan.

How much do utilities cost in Larnaca?

Property maintenance costs are not very high in Larnaca compared to the rest of Europe. Total housing costs incurred by apartment owners are approximately €1,700 per year. The total housing expense for owners of villas with private pools is about €2,900 per year.

Can buying a house in Larnaca also get a residence permit in Cyprus?

Migration to Cyprus is very popular among foreigners as a permanent residence permit may be acquired with the purchase of a property worth about €300,000. An investment of €2,000,000 allows a person to get Cyprus citizenship.

How to get citizenship in Cyprus by buying a house in Larnaca?

Investment of about €2,000,000 into real estate, government bonds, or local business, and an additional donation of €150,000 to a government fund allows people to qualify for Cyprus citizenship by investment .

What is the process of buying a house in Cyprus?

It takes about 2 months to register property ownership of a house in Cyprus. Tranio recommends that you comprehensively review all the details of a property purchase in order to avoid any problems at closing and upon registration.

What are the house prices in Larnaca?

House prices in Larnaca vary across locations.

What taxes are charged on house purchase, ownership, and sale in Larnaca?

Property transfer fees range from 3 % to 8 % depending on the house value. The immovable property tax was cancelled in 2017. Now homeowners in Cyprus pay an annual municipality tax of €55–185 per year. Get more insights into Cyprus taxes in our article .

Can foreign citizens lease residential property in Cyprus, and what is the return on investment for a rental property?

Yes, they can. According to RICS, average rental yields of apartments in Cyprus are 3.9 % and a house lease earns 2.0 %, which is almost in line with returns generated by similar properties in the rest of Europe.

Houses for sale in Larnaca – Buy villa in Larnaca, Cyprus

4 Bedroom Villa in Livadia with Private Pool and only 700m from the Beach for 375,000 €

4 Bedroom Villa in Livadia with Private Pool and only 700m from the Beach

375,000 €

Total area 199 m²Land area: 215 m²

199 m², villa + plot 215 m²

Livadia, Larnaca, Cyprus

375,000 €

Furnished villa with a swimming pool and parking, Xylofagu, Cyprus for 145,000 €

With swimming pool

Furnished villa with a swimming pool and parking, Xylofagu, Cyprus

145,000 €

Total area 90 m²Land area: 200 m²2 bedrooms2 bathrooms

90 m², 2 bedrooms, villa + plot 200 m²

Xylofagou, Larnaca, Cyprus

145,000 €

Golden Visa

Two comfortable apartments in one building in the city center with a yield of 5,3%, Agios Nikolaos subway station, Athens, Greece

250,000 €

Total area: 152 m² 5 bedrooms 2 bathrooms

Comfortable villa with a pool, a parking and verandas, Pyla, Cyprus for 280,000 €

With swimming pool

Comfortable villa with a pool, a parking and verandas, Pyla, Cyprus

280,000 €

Land area: 300 m²3 bedrooms1 bathroom

3 bedrooms, villa + plot 300 m²

Pyla, Larnaca, Cyprus

280,000 €

Modern villa with a parking and a terrace in a residential complex with a communal pool, a garden and a jacuzzi, Xylophagou for 315,000 €

With swimming pool

Modern villa with a parking and a terrace in a residential complex with a communal pool, a garden and a jacuzzi, Xylophagou

315,000 €

Total area 144 m²Land area: 210 m²3 bedrooms2 bathrooms

144 m², 3 bedrooms, villa + plot 210 m²

Xylofagou, Larnaca, Cyprus

315,000 €

Villa with a veranda, on the first line from the sea, Larnaca, Cyprus for 1,460,000 €

Villa with a veranda, on the first line from the sea, Larnaca, Cyprus

1,460,000 €

Total area 290 m²Land area: 906 m²4 bedrooms3 bathrooms

290 m², 4 bedrooms, villa + plot 906 m²

Larnaca (city), Larnaca, Cyprus

1,460,000 €

Modern villa with four bedrooms, a spacious terrace and a plot of land, Ayia Anargiri, Cyprus for 430,000 €

Modern villa with four bedrooms, a spacious terrace and a plot of land, Ayia Anargiri, Cyprus

430,000 €

Total area 300 m²Land area: 259 m²4 bedrooms

300 m², 4 bedrooms, villa + plot 259 m²

Larnaca (city), Larnaca, Cyprus

430,000 €

Furnished maisonette near the beach, Larnaca, Cyprus for 150,000 €

Furnished maisonette near the beach, Larnaca, Cyprus

150,000 €

Total area 115 m²2 bedrooms1 bathroom

115 m², 2 bedrooms, villa

Larnaca (city), Larnaca, Cyprus

150,000 €

Villa with 6 bedrooms in Pervolia area in Larnaca for 3,800,000 €

With swimming pool

Villa with 6 bedrooms in Pervolia area in Larnaca

3,800,000 €

Total area 480 m²Land area: 2,000 m²5 bedrooms4 bathrooms

480 m², 5 bedrooms, villa + plot 2,000 m²

Perivolia, Larnaca, Cyprus

3,800,000 €

Three bedroom villa in Larnaca, Dhekelia for 340,000 €

With swimming pool

Three bedroom villa in Larnaca, Dhekelia

340,000 €

Total area 145 m²Land area: 249 m²3 bedrooms3 bathrooms

145 m², 3 bedrooms, villa + plot 249 m²

Oroklini, Larnaca, Cyprus

340,000 €

Villa in Larnaca with three bedroom, Dhekelia for 355,000 €

With swimming pool

Villa in Larnaca with three bedroom, Dhekelia

355,000 €

Total area 155 m²Land area: 258 m²3 bedrooms3 bathrooms

155 m², 3 bedrooms, villa + plot 258 m²

Oroklini, Larnaca, Cyprus

355,000 €

Villa in Larnaca with 3 bedroom, Dhekelia for 385,000 €

With swimming pool

Villa in Larnaca with 3 bedroom, Dhekelia

385,000 €

Total area 186 m²Land area: 319 m²3 bedrooms3 bathrooms

186 m², 3 bedrooms, villa + plot 319 m²

Oroklini, Larnaca, Cyprus

385,000 €

Three bedroom villa in Larnaca, Tourist Area for 2,600,000 €

Three bedroom villa in Larnaca, Tourist Area

2,600,000 €

Total area 280 m²Land area: 244 m²3 bedrooms3 bathrooms

280 m², 3 bedrooms, villa + plot 244 m²

Pyla, Larnaca, Cyprus

2,600,000 €

Four bedroom villa in Larnaca, Agios Theodoros for 997,000 €

With swimming pool

Four bedroom villa in Larnaca, Agios Theodoros

997,000 €

Total area 179 m²Land area: 607 m²4 bedrooms4 bathrooms

179 m², 4 bedrooms, villa + plot 607 m²

Agios Theodoros, Larnaca, Cyprus

997,000 €

Four bedroom villa in Larnaka, Dhekelia for 360,000 €

With swimming pool

Four bedroom villa in Larnaka, Dhekelia

360,000 €

Total area 200 m²4 bedrooms4 bathrooms

200 m², 4 bedrooms, villa

Ormideia, Larnaca, Cyprus

360,000 €

Villa in Larnaca with 5 bedrooms, Pervolia for 5,850,000 €

Villa in Larnaca with 5 bedrooms, Pervolia

5,850,000 €

Total area 670 m²Land area: 1,439 m²5 bedrooms5 bathrooms

670 m², 5 bedrooms, villa + plot 1,439 m²

Perivolia, Larnaca, Cyprus

5,850,000 €

Spacious villa with a private garden, a swimming pool, a garage and a terrace, Xylophagou, Cyprus for 500,000 €

With swimming pool

Spacious villa with a private garden, a swimming pool, a garage and a terrace, Xylophagou, Cyprus

500,000 €

Total area 250 m²Land area: 2,500 m²5 bedrooms3 bathrooms

250 m², 5 bedrooms, villa + plot 2,500 m²

Xylofagou, Larnaca, Cyprus

500,000 €

Villa with 4 bedrooms Larnaca, Pervolia for 2,900,000 €

With swimming pool

Villa with 4 bedrooms Larnaca, Pervolia

2,900,000 €

Total area 475 m²Land area: 1,129 m²4 bedrooms3 bathrooms

475 m², 4 bedrooms, villa + plot 1,129 m²

Perivolia, Larnaca, Cyprus

2,900,000 €

Seven bedroom villa in Larnaca, Kiti for 3,200,000 €

With swimming pool

Seven bedroom villa in Larnaca, Kiti

3,200,000 €

Land area: 70,000 m²5 bedrooms7 bathrooms

5 bedrooms, villa + plot 70,000 m²

Kiti, Larnaca, Cyprus

3,200,000 €

Comfortable villa with a patio, a parking and a balcony in a residential complex with a swimming pool, Xylophagou, Cyprus for 180,000 €

With swimming pool

Comfortable villa with a patio, a parking and a balcony in a residential complex with a swimming pool, Xylophagou, Cyprus

180,000 €

Total area 139 m²Land area: 160 m²3 bedrooms2 bathrooms

139 m², 3 bedrooms, villa + plot 160 m²

Xylofagou, Larnaca, Cyprus

180,000 €

Four bedroom villa in Larnaca, Pervolia for 7,200,000 €

Four bedroom villa in Larnaca, Pervolia

7,200,000 €

Total area 726 m²Land area: 1,664 m²4 bedrooms5 bathrooms

726 m², 4 bedrooms, villa + plot 1,664 m²

Perivolia, Larnaca, Cyprus

7,200,000 €

Four bedroom villa in Larnaca, Pervolia for 7,250,000 €

Four bedroom villa in Larnaca, Pervolia

7,250,000 €

Total area 734 m²Land area: 1,673 m²4 bedrooms5 bathrooms

734 m², 4 bedrooms, villa + plot 1,673 m²

Perivolia, Larnaca, Cyprus

7,250,000 €

Four bedroom villa in Larnaca, Pervolia for 7,700,000 €

Four bedroom villa in Larnaca, Pervolia

7,700,000 €

Total area 730 m²Land area: 1,790 m²4 bedrooms5 bathrooms

730 m², 4 bedrooms, villa + plot 1,790 m²

Perivolia, Larnaca, Cyprus

7,700,000 €

Four bedroom villa in Larnaca, Pervolia for 6,850,000 €

Four bedroom villa in Larnaca, Pervolia

6,850,000 €

Total area 719 m²Land area: 1,543 m²4 bedrooms5 bathrooms

719 m², 4 bedrooms, villa + plot 1,543 m²

Perivolia, Larnaca, Cyprus

6,850,000 €

3 bedroom house in Larnaca, Dhekelia for 295,000 €

With swimming pool

3 bedroom house in Larnaca, Dhekelia

295,000 €

Total area 138 m²3 bedrooms3 bathrooms

138 m², 3 bedrooms, villa

Oroklini, Larnaca, Cyprus

295,000 €

Three bedroom house in Larnaca, Dhekelia for 310,000 €

With swimming pool

Three bedroom house in Larnaca, Dhekelia

310,000 €

Total area 147 m²3 bedrooms3 bathrooms

147 m², 3 bedrooms, villa

Oroklini, Larnaca, Cyprus

310,000 €

Houses for sale in Larnaca

Discounted homes upon request

FAQ about Larnaca