Can foreigners get a mortgage to buy a house in Limassol?

Mortgages in Cyprus may be obtained to fund the purchase of an off-plan or existing property, or to finance improvements. A mortgage is typically obtained on a property with a title. With a 50% downpayment, an applicant is most likely to qualify for a mortgage to purchase a property priced between €150,000 and €1,000,000. Mortgage rates vary, starting from 3.7 %. When a property is under construction, the mortgage borrower is granted an installment plan.

How much do utilities cost in Limassol?

Property maintenance costs are not very high in Limassol compared to the rest of Europe. Total housing costs incurred by apartment owners are approximately €1,700 per year. The total housing expense for owners of villas with private pools is about €2,900 per year.

Can buying a house in Limassol also get a residence permit in Cyprus?

Migration to Cyprus is very popular among foreigners as a permanent residence permit may be acquired with the purchase of a property worth about €300,000. An investment of €2,000,000 allows a person to get Cyprus citizenship.

How to get citizenship in Cyprus by buying a house in Limassol?

Investment of about €2,000,000 into real estate, government bonds, or local business, and an additional donation of €150,000 to a government fund allows people to qualify for Cyprus citizenship by investment .

What is the process of buying a house in Cyprus?

It takes about 2 months to register property ownership of a house in Cyprus. Tranio recommends that you comprehensively review all the details of a property purchase in order to avoid any problems at closing and upon registration.

What are the house prices in Limassol?

House prices in Limassol vary across locations.

What taxes are charged on house purchase, ownership, and sale in Limassol?

Property transfer fees range from 3 % to 8 % depending on the house value. The immovable property tax was cancelled in 2017. Now homeowners in Cyprus pay an annual municipality tax of €55–185 per year. Get more insights into Cyprus taxes in our article .

Can foreign citizens lease residential property in Cyprus, and what is the return on investment for a rental property?

Yes, they can. According to RICS, average rental yields of apartments in Cyprus are 3.9 % and a house lease earns 2.0 %, which is almost in line with returns generated by similar properties in the rest of Europe.

Hoses for sale in Limassol – Buy villa in Limassol, Cyprus

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Furnished villa with pool, garden and city view, Limassol, Cyprus for 1,500,000 €

With swimming pool

Furnished villa with pool, garden and city view, Limassol, Cyprus

1,500,000 €

Total area 235 m²Land area: 253 m²3 bedrooms4 bathrooms

Furnished villa with a private pier, Limassol, Cyprus for 2,200,000 €

Furnished villa with a private pier, Limassol, Cyprus

2,200,000 €

Total area 180 m²Land area: 200 m²3 bedrooms3 bathrooms

Golden Visa

Duplex penthouse in Greece, Athens

250,000 €

Total area: 140 m² 4 bedrooms 2 bathrooms

Comfortable house with a pool, parking and a covered veranda, Limassol, Cyprus for 885,000 €

With swimming pool

Comfortable house with a pool, parking and a covered veranda, Limassol, Cyprus

885,000 €

Total area 377 m²Land area: 604 m²4 bedrooms4 bathrooms

Spacious villa with a pool and sea views, Mouttagiaka, Limassol, Cyprus for 848,000 €

With swimming pool

Spacious villa with a pool and sea views, Mouttagiaka, Limassol, Cyprus

848,000 €

Total area 225 m²Land area: 395 m²3 bedrooms

Modern villa with a parking, a terrace and a sea view, Limassol, Cyprus for 540,000 €

Modern villa with a parking, a terrace and a sea view, Limassol, Cyprus

540,000 €

Total area 181 m²Land area: 405 m²3 bedrooms

Villa in Limassol with 4 bedrooms, Amathusia for 1,600,000 €

With swimming pool

Villa in Limassol with 4 bedrooms, Amathusia

1,600,000 €

Total area 280 m²Land area: 498 m²4 bedrooms3 bathrooms

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Five bedroom villa in Limassol, Potamos Germasogeia for 2,400,000 €

With swimming pool

Five bedroom villa in Limassol, Potamos Germasogeia

2,400,000 €

Total area 440 m²Land area: 800 m²5 bedrooms5 bathrooms

Villa in Limassol with 3 bedrooms, Pyrgos for 550,000 €

With swimming pool

Villa in Limassol with 3 bedrooms, Pyrgos

550,000 €

Total area 198 m²Land area: 937 m²3 bedrooms

Villa in Limassol with 4 bedrooms, Kalogiri for 1,800,000 €

With swimming pool

Villa in Limassol with 4 bedrooms, Kalogiri

1,800,000 €

Total area 450 m²Land area: 980 m²4 bedrooms4 bathrooms

Exclusive luxury duplex in Limassol, Potamos Germasogeia for 3,700,000 €

With swimming pool

Exclusive luxury duplex in Limassol, Potamos Germasogeia

3,700,000 €

Total area 483 m²4 bedrooms

Villa in Limassol with 6 bedrooms, Agios Tychonas for 3,300,000 €

With swimming pool

Villa in Limassol with 6 bedrooms, Agios Tychonas

3,300,000 €

Total area 630 m²Land area: 1,582 m²5 bedrooms5 bathrooms

Luxury 5 Bedroom Villa with sea view in Limassol for 1,350,000 €

With swimming pool

Luxury 5 Bedroom Villa with sea view in Limassol

1,350,000 €

Total area 430 m²Land area: 1,000 m²5 bedrooms

Villa in Limassol with 5 bedrooms, East Beach for 3,500,000 €

With swimming pool

Villa in Limassol with 5 bedrooms, East Beach

3,500,000 €

Total area 370 m²Land area: 600 m²5 bedrooms5 bathrooms

Villa in Limassol with 6 bedrooms, Agios Tychonas for 4,500,000 €

With swimming pool

Villa in Limassol with 6 bedrooms, Agios Tychonas

4,500,000 €

Total area 500 m²Land area: 1,600 m²5 bedrooms6 bathrooms

Villa in Limassol with 4 bedrooms, Agios Tychonas for 2,100,000 €

With swimming pool

Villa in Limassol with 4 bedrooms, Agios Tychonas

2,100,000 €

Total area 265 m²Land area: 485 m²4 bedrooms5 bathrooms

Villa in Limassol with 3 bedrooms, Pyrgos for 370,000 €

With swimming pool

Villa in Limassol with 3 bedrooms, Pyrgos

370,000 €

Total area 180 m²Land area: 900 m²3 bedrooms2 bathrooms

Three bedroom villa in Limassol, Parekklisia for 2,210,000 €

With swimming pool

Three bedroom villa in Limassol, Parekklisia

2,210,000 €

Total area 140 m²Land area: 799 m²3 bedrooms3 bathrooms

Villa in Limassol with 3 bedrooms, Amathusia for 690,000 €

With swimming pool

Villa in Limassol with 3 bedrooms, Amathusia

690,000 €

Total area 150 m²Land area: 450 m²3 bedrooms3 bathrooms

Villa in Limassol with 3 bedrooms, Pyrgos for 420,000 €

With swimming pool

Villa in Limassol with 3 bedrooms, Pyrgos

420,000 €

Total area 160 m²Land area: 740 m²3 bedrooms3 bathrooms

Villa in Limassol with 4 bedroom, Agios Athanasios for 620,000 €

With swimming pool

Villa in Limassol with 4 bedroom, Agios Athanasios

620,000 €

Total area 230 m²Land area: 350 m²4 bedrooms3 bathrooms

Villa in Limassol with 4 bedrooms, Mouttagiaka for 962,000 €

With swimming pool

Villa in Limassol with 4 bedrooms, Mouttagiaka

962,000 €

Total area 415 m²Land area: 503 m²4 bedrooms4 bathrooms

Villa in Limassol with 6 bedrooms, Agios Tychonas for 2,500,000 €

With swimming pool

Villa in Limassol with 6 bedrooms, Agios Tychonas

2,500,000 €

Total area 620 m²Land area: 1,460 m²5 bedrooms6 bathrooms

Villa in Limassol with 7 bedrooms, Mouttagiaka for 5,000,000 €

With swimming pool

Villa in Limassol with 7 bedrooms, Mouttagiaka

5,000,000 €

Total area 430 m²Land area: 800 m²5 bedrooms9 bathrooms

Luxury 5 bedroom villa in Limassol, East Beach for 14,000,000 €

With swimming pool

Luxury 5 bedroom villa in Limassol, East Beach

14,000,000 €

Total area 740 m²Land area: 1,370 m²5 bedrooms5 bathrooms

Four bedroom villa in Limassol, Amathusia for 2,300,000 €

With swimming pool

Four bedroom villa in Limassol, Amathusia

2,300,000 €

Total area 280 m²Land area: 498 m²4 bedrooms2 bathrooms

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