Can foreigners get a mortgage to buy a house in Paphos?

Mortgages in Cyprus may be obtained to fund the purchase of an off-plan or existing property, or to finance improvements. A mortgage is typically obtained on a property with a title. With a 50% downpayment, an applicant is most likely to qualify for a mortgage to purchase a property priced between €150,000 and €1,000,000. Mortgage rates vary, starting from 3.7 %. When a property is under construction, the mortgage borrower is granted an installment plan.

How much do utilities cost in Paphos?

Property maintenance costs are not very high in Paphos compared to the rest of Europe. Total housing costs incurred by apartment owners are approximately €1,700 per year. The total housing expense for owners of villas with private pools is about €2,900 per year.

Can buying a house in Paphos also get a residence permit in Cyprus?

Migration to Cyprus is very popular among foreigners as a permanent residence permit may be acquired with the purchase of a property worth about €300,000. An investment of €2,000,000 allows a person to get Cyprus citizenship.

How to get citizenship in Cyprus by buying a house in Paphos?

Investment of about €2,000,000 into real estate, government bonds, or local business, and an additional donation of €150,000 to a government fund allows people to qualify for Cyprus citizenship by investment .

What is the process of buying a house in Cyprus?

It takes about 2 months to register property ownership of a house in Cyprus. Tranio recommends that you comprehensively review all the details of a property purchase in order to avoid any problems at closing and upon registration.

What are the house prices in Paphos?

House prices in Paphos vary across locations.

What taxes are charged on house purchase, ownership, and sale in Paphos?

Property transfer fees range from 3 % to 8 % depending on the house value. The immovable property tax was cancelled in 2017. Now homeowners in Cyprus pay an annual municipality tax of €55–185 per year. Get more insights into Cyprus taxes in our article .

Can foreign citizens lease residential property in Cyprus, and what is the return on investment for a rental property?

Yes, they can. According to RICS, average rental yields of apartments in Cyprus are 3.9 % and a house lease earns 2.0 %, which is almost in line with returns generated by similar properties in the rest of Europe.

Houses for sale in Paphos, Cyprus – Buy villa in Paphos

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Modern villa in a luxury residential complex, Paphos, Cyprus for 425,000 €

Next to the sea

Modern villa in a luxury residential complex, Paphos, Cyprus

425,000 €

Total area 173 m²Land area: 301 m²3 bedrooms2 bathrooms

Cozy villa with a pool, 500 meters from the sea, Paphos, Cyprus for 369,000 €

With swimming pool

Cozy villa with a pool, 500 meters from the sea, Paphos, Cyprus

369,000 €

Total area 140 m²Land area: 260 m²3 bedrooms3 bathrooms

Golden Visa

First-class apartments in a new residential complex, Greece, Athens

From 306,000 €

Completion in: 2023 Floor areas: 87—132 m² Apartments in total: 9

Residential complex

New villa with a terrace and sea views in a prestigious residence, near the beach, Paphos, Cyprus for 1,526,000 €

New villa with a terrace and sea views in a prestigious residence, near the beach, Paphos, Cyprus

1,526,000 €

3 bedrooms2 bathrooms

One-storey villa with a veranda, a pool and sea views, Tala, Paphos, Cyprus for 695,000 €

With swimming pool

One-storey villa with a veranda, a pool and sea views, Tala, Paphos, Cyprus

695,000 €

3 bedrooms3 bathrooms

Villa with terraces, a garden and a swimming pool, Paphos, Cyprus for 2,400,000 €

With swimming pool

Villa with terraces, a garden and a swimming pool, Paphos, Cyprus

2,400,000 €

Total area 318 m²4 bedrooms4 bathrooms

Beautiful villa with sea views in a prestigious area, Paphos, Cyprus for 472,000 €

Beautiful villa with sea views in a prestigious area, Paphos, Cyprus

472,000 €

Total area 129 m²Land area: 302 m²3 bedrooms3 bathrooms

Discounted homes upon request

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Client manager

Modern villa with a beautiful garden and a sea views, Geronissos, Cyprus for 900,000 €

With swimming pool

Modern villa with a beautiful garden and a sea views, Geronissos, Cyprus

900,000 €

Total area 260 m²Land area: 580 m²4 bedrooms4 bathrooms

Mediterranean style villa with a garden and a swimming pool, Paphos, Cyprus for 2,250,000 €

With swimming pool

Mediterranean style villa with a garden and a swimming pool, Paphos, Cyprus

2,250,000 €

Total area 318 m²4 bedrooms4 bathrooms

Modern villa with a garden and a swimming pool, Paphos, Cyprus for 925,000 €

With swimming pool

Modern villa with a garden and a swimming pool, Paphos, Cyprus

925,000 €

Total area 194 m²2 bedrooms2 bathrooms

Villa with a garden, a swimming pool and parking, near the beach, Paphos, Cyprus for 1,950,000 €

With swimming pool

Villa with a garden, a swimming pool and parking, near the beach, Paphos, Cyprus

1,950,000 €

Total area 318 m²4 bedrooms4 bathrooms

New villa with a terrace and sea views in a prestigious residence, near the beach, Paphos, Cyprus for 1,002,000 €

New villa with a terrace and sea views in a prestigious residence, near the beach, Paphos, Cyprus

1,002,000 €

4 bedrooms4 bathrooms

4 Bedroom luxury villa in new exclusive complex, 100 m. to the sea. for 1,800,000 €

With swimming pool

4 Bedroom luxury villa in new exclusive complex, 100 m. to the sea.

1,800,000 €

Total area 520 m²Land area: 700 m²4 bedrooms4 bathrooms

Villa in Paphos with 5 bedrooms, Kouklia for 3,690,000 €

With swimming pool

Villa in Paphos with 5 bedrooms, Kouklia

3,690,000 €

Total area 500 m²Land area: 3,000 m²5 bedrooms3 bathrooms

Luxury Full Furnished Villa in TALA for 325,000 €

With swimming pool

Luxury Full Furnished Villa in TALA

325,000 €

Total area 150 m²Land area: 431 m²3 bedrooms2 bathrooms

3 Bedroom Detached House for sale in Theletra village — Paphos for 595,000 €

With swimming pool

3 Bedroom Detached House for sale in Theletra village — Paphos

595,000 €

Total area 180 m²Land area: 5,500 m²3 bedrooms3 bathrooms

Villa with 3 bedroom in Paphos, Kouklia for 900,000 €

With swimming pool

Villa with 3 bedroom in Paphos, Kouklia

900,000 €

Total area 200 m²Land area: 2,240 m²3 bedrooms4 bathrooms

Spacious 3 Bedroom Villa with Private Swimming Pool in Development for sale in Chloraka — Paphos for 450,000 €

With swimming pool

Spacious 3 Bedroom Villa with Private Swimming Pool in Development for sale in Chloraka — Paphos

450,000 €

Total area 200 m²Land area: 600 m²3 bedrooms3 bathrooms

Charming 3 bedroom villa with private swimming pool for sale in Tala village for 265,000 €

With swimming pool

Charming 3 bedroom villa with private swimming pool for sale in Tala village

265,000 €

Total area 127 m²Land area: 417 m²3 bedrooms3 bathrooms

For Sale Attractive 3 Bedroom Villa with Private Swimming Pool in Emba village — Paphos for 325,000 €

With swimming pool

For Sale Attractive 3 Bedroom Villa with Private Swimming Pool in Emba village — Paphos

325,000 €

Total area 173 m²Land area: 400 m²3 bedrooms2 bathrooms

Villa with 4 bedroom in Paphos, Kouklia for 3,450,000 €

With swimming pool

Villa with 4 bedroom in Paphos, Kouklia

3,450,000 €

Total area 300 m²Land area: 2,300 m²4 bedrooms4 bathrooms

3 Bedroom Spacious Villa, first Line to the Sea — Coral Bay for 1,100,000 €

With swimming pool

3 Bedroom Spacious Villa, first Line to the Sea — Coral Bay

1,100,000 €

Total area 147 m²Land area: 850 m²3 bedrooms4 bathrooms

Spacious 5 bedroom villa with the sea view, Chloraka, Paphos for 690,000 €

Spacious 5 bedroom villa with the sea view, Chloraka, Paphos

690,000 €

Total area 290 m²Land area: 800 m²5 bedrooms5 bathrooms

3 Bedroom spacious villa with private pool and sea view- Coral Bay, Peyia for 1,490,000 €

With swimming pool

3 Bedroom spacious villa with private pool and sea view- Coral Bay, Peyia

1,490,000 €

Total area 221 m²Land area: 685 m²3 bedrooms2 bathrooms

Cozy 2 Bedroom Detached House for sale in Petridia area in Emba village — Paphos for 197,000 €

Cozy 2 Bedroom Detached House for sale in Petridia area in Emba village — Paphos

197,000 €

Total area 105 m²Land area: 125 m²2 bedrooms2 bathrooms

4 Bedroom spacious villa with swimming pool in desarable location- Secret Valley, Pafos for 659,000 €

With swimming pool

4 Bedroom spacious villa with swimming pool in desarable location- Secret Valley, Pafos

659,000 €

Total area 164 m²Land area: 801 m²4 bedrooms3 bathrooms

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