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Properties for sale in Cyprus

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5 listings
Larnaca Larnaca
2,522 listings
Limassol Limassol
6,327 listings
Paphos Paphos
3,750 listings
Famagusta Famagusta
1,098 listings
Nicosia Nicosia
698 listings
Ayia Napa Ayia Napa
112 listings
All Cyprus
14,396 listings
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Cyprus permanent residence by real estate investment from 300,000 €

  • Investment property

  • Real property for own living

  • Projects in locations with high price growth potential

  • EU permanent residence may be obtained for entire family

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Cyprus permanent residence by real estate investment from 300,000 €
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    Tranio's representative offices

    • Tranio LLC

      Frynonos, 33, 11632 Athens, Greece

      +30 211 198-60-27

    • Tranio Germany GmbH

      Schlüterstraße 38, 10629 Berlin, Germany

      +49 302 2957622

    • Tranio Global Real Estate

      Ohmydesk Business Center, Al Fattan Downtown, 32d St, 103-104, Al Satwa Dubai, UAE

      +971 (4) 610-45-55

    • Tranio Global Real Estate

      Lagoon Plaza, 21/6 Lagoon Rd, Cherngtalay Thalang Choeng Thale, Thalang District, Phuket 83110, Thailand

      +66 97-783-2913

    • Tranio Global Real Estate

      Fulya, Büyükdere Cd. No:76, 34394 Şişli/İstanbul, Turkey

      +44 17 4822 0039

    • Tranio LLC

      Calle del Palangre, 14, 03182 Torrevieja, Alicante, Spain

      +34 932 204 049

    • Tranio Global Real Estate

      67 Jl Bypass Ngurah Rai Br Kerthayasa, Bali, Kuta Badung, 80361

      +62 213 950 47 41

    Comparison of property prices in Cyprus
    Location Median cost of the object Average price per m²
    Cyprus 429,000 € 5,054 €
    Limassol 472,000 € 5,915 €
    Paphos 518,880 € 4,707 €
    Larnaca 300,000 € 3,907 €
    Ayia Napa 535,000 € 7,182 €
    Famagusta 479,000 € 5,353 €
    Nicosia 228,253 € 2,869 €
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      FAQ about Cyprus
      Can foreigners get a mortgage in Cyprus?
      Mortgage in Cyprus are available to expats working and paying taxes in the country, to fund the purchase of an off-plan or existing property, or to finance improvements. A mortgage is typically obtained on a property with a title. With a 50% downpayment, an applicant is most likely to qualify for a mortgage to purchase a property priced between €150,000 and €1,000,000. Mortgage rates vary, starting from 3.7 %. When a property is under construction, the mortgage borrower is granted an installment plan.
      How much do utilities cost in Cyprus?
      Property maintenance costs are not very high in Cyprus compared to the rest of Europe. Total housing costs incurred by apartment owners are approximately €1,700 per year. The total housing expense for owners of villas with private pools is about €2,900 per year.
      Can buying a property also get a residence permit in Cyprus?
      Migration to Cyprus is very popular among foreigners as a permanent residence permit may be acquired with the purchase of a property worth about €300,000. An investment of €2,000,000 allows a person to get Cyprus citizenship.
      How to get citizenship in Cyprus by buying a property?
      Investment of about €2,000,000 into real estate, government bonds, or local business, and an additional donation of €150,000 to a government fund allows people to qualify for Cyprus citizenship by investment.
      What is the process of buying a property in Cyprus?
      It takes about 2 months to register property ownership in Cyprus. Tranio recommends that you comprehensively review all the details of a property purchase in order to avoid any problems at closing and upon registration.
      What are the residential prices in Cyprus?
      Property prices in Cyprus vary across regions and for different types of housing.
      What taxes are charged on property purchase, ownership, and sale in Cyprus?


      Property transfer fees range from 3 % to 8 % depending on the property value. The immovable property tax was cancelled in 2017. Now homeowners in Cyprus pay an annual municipality tax of €55–185 per year. Get more insights into Cyprus taxes in our article.
      Can foreign citizens lease residential property in Cyprus, and what is the return on investment for a rental property?
      Yes, they can. According to RICS, average rental yields of apartments in Cyprus are 3.9 % and a house lease earns 2.0 %, which is almost in line with returns generated by similar properties in the rest of Europe.
      How do I get a permanent residence permit in Cyprus?
      In order to obtain a permanent residence permit in Cyprus, certain procedures and requirements must be followed. In general, the following documents need to be provided, and the following steps need to be followed:

      • Application for Permanent Residence Permit.
      • Passport or other identity document.
      • Marriage certificate or documents proving marital status (if applicable).
      • Certificate of clean criminal record from the country of residence.
      • Medical insurance is valid in Cyprus.
      • Financial documents show you have the funds to ensure you live in Cyprus.
      You must also undergo a medical examination and pay the relevant fees and taxes. Once you have submitted the documents and successfully passed the assessment process, you will be issued a Permanent Residence Certificate, proving your permanent residency status in Cyprus.

      The fastest way to obtain it is through the Cyprus Residence Permit Scheme for investment in real estate.
      How do I open a bank account in Cyprus?
      To open a bank account in Cyprus, you must follow these steps:

      • Choose a bank that suits your needs and requirements.
      • Provide proof of your identity, such as a passport or other identification document.
      • Provide proof of residency, such as utility bills or bank statements.
      • You may need to provide additional financial documents, especially if you plan to open an account for business or investments.
      The bank will conduct customer verification and identification procedures through Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations. Once the account opening procedure has been completed, you will be provided details of your new bank account in Cyprus.
      Can you give me more details about property investment programmes that offer permanent residency in Cyprus?
      Cyprus offers a permanent residency programme requiring a minimum investment of €300,000 in real estate. This 'Golden Visa' programme allows non-EU citizens to obtain permanent residency within 2–4 months.

      You must also demonstrate an annual income of €50,000 from abroad, plus €15,000 for a spouse, and €10,000 for each dependent child. The programme covers residential and commercial property, company shares, or investment funds, all subject to the same minimum threshold of €300,000.
      How does the process of obtaining residency or citizenship through property investment in Cyprus work?
      The process involves several key steps:

      1. Make a qualifying investment of at least €300,000 and demonstrate the required annual income.
      2. Apply to the Civil Registry and Migration Department for permanent residency (approval typically takes 2–3 months).
      3. After obtaining permanent residency, you can apply for citizenship after 8 years of legal residence, including 5 years of physical presence in Cyprus.
      4. The citizenship application requires evidence of good character, basic knowledge of the Greek language, and compliance with residency requirements.
      Are there any legal requirements or restrictions for foreigners buying property in Cyprus?
      EU citizens may buy property without restriction. Non-EU citizens require approval from the Council of Ministers and are limited to purchasing one residential property or a plot of land not exceeding 4,014 square metres.
      The approval process typically takes 2–3 months and requires:
      • a clean criminal record;
      • proof of funds from abroad;
      • submission of the signed sale agreement.
      Non-EU citizens may acquire additional properties or larger plots by obtaining special permission or by establishing a Cypriot company.
      How do I verify the reputation and reliability of a real estate developer in Cyprus?
      To verify a developer's reputation and reliability:
      1. Check their track record by reviewing completed projects and customer testimonials.
      2. Examine their financial statements and years in operation.
      3. Verify that they hold the requisite building licences and permits.
      4. Check for any legal disputes via Cypriot legal databases.
      5. Visit completed developments to assess construction quality.
      6. Speak to existing residents about their experience.
      7. Verify registration with the relevant Cypriot authorities.
      8. Ensure they have adequate insurance cover for ongoing projects.
      What are the main differences between buying from a property developer and a private seller in Cyprus?
      Buying from a property developer typically involves:
      • new-build properties with modern amenities;
      • developer warranties and after-sales service;
      • stage-payment plans during construction;
      • reduced VAT (5% vs 19%) for eligible first-time buyers.
      Private sellers usually offer:
      • completed properties, often at negotiable prices;
      • immediate possession;
      • the ability to inspect the finished property;
      • properties exempt from VAT but subject to transfer fees.
      What extra costs should I expect beyond the asking price when purchasing a property in Cyprus?
      Budget approximately 10% of the purchase price for additional costs, including:
      • applicable VAT at 19% (or 5% for eligible first-time buyers on new-build properties);
      • stamp duty at 0.15–0.20%;
      • transfer fees of 3–8% on a sliding scale;
      • legal fees of 1–2%;
      • property registration costs.
      Ongoing annual costs include municipal fees (€85–300) and building maintenance fees for apartments (€500–2,000). One-off connection fees for new properties are typically €75–350 for electricity and up to €300 for water.
      How does the process of obtaining title deeds work in Cyprus, and what should I watch out for?
      Title deeds prove legal ownership and are issued by the Department of Lands and Surveys once the property is registered. The process can take weeks to several years, depending on the property's legal and planning history.

      Watch out for:
      • properties without separate title deeds;
      • outstanding mortgages;
      • planning breaches.
      Always conduct a Land Registry search before purchase, ensure the seller has the legal authority to sell, and verify that all building permits are in order. Consider title insurance for additional protection against unforeseen issues.

      Title deeds prove legal ownership and are issued by the Department of Lands and Surveys once the property is registered. The process can take weeks to several years, depending on the property's legal and planning history.
      What is the process for purchasing a property remotely if I’m not currently living in Cyprus?
      You can complete the entire purchase remotely by appointing a lawyer under a power of attorney to act on your behalf. The process involves:
      • online property selection and virtual viewings;
      • opening a Cypriot bank account remotely;
      • digital document submission and verification;
      • executing a power of attorney at a Cypriot consulate;
      • your lawyer handling all paperwork, contracts, and Land Registry registration.
      You will only need to visit Cyprus once after completion to collect the keys and to provide biometric data if applying for residence.
      What is the process for financing a property purchase in Cyprus if I’m not currently living in Cyprus?
      Non-residents can obtain mortgages, but the best terms are typically available to applicants with permanent residence status. Requirements include:
      • 30–40% deposit;
      • proof of stable income;
      • a clean criminal record;
      • comprehensive documentation.
      Mortgage amounts typically range from €75,000 to €500,000, with interest rates usually 1–1.5% higher than for residents. The application process takes 2–3 months and generally requires bank pre-approval. Some developers offer developer financing or assistance for new-build purchases.
      Tranio's media publications

      In 2025, the real estate market in Cyprus is demonstrating steady growth across all regions of the republic. Year-on-year, apartment prices in Limassol, Larnaca, and Paphos have increased by 16.5%, 18.1%, and 21.4%, respectively.

      Anna Maiorova, Chief Marketing Officer at Tranio

      127

      mentions in the media since 2022

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      That's not all.
      We have 14,396 listings in Cyprus
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      Live your dream: discover your ideal home in Cyprus with Tranio

      Embark on a journey to make Cyprus your new home, guided by Tranio's expertise in the real estate market. Our diverse portfolio spans from cozy apartments to luxury villas, ensuring you find a property that resonates with your desires and lifestyle.

      Dive into our curated selection of properties across Cyprus and let our seasoned property managers provide personalized advice. We're here to navigate you through the intricacies of the property search, making your purchase journey seamless and rewarding.

      Legal considerations

      For non-EU citizens eyeing a slice of Cyprus, rest assured that acquiring a permit from the Council of Ministers is a straightforward process, typically granted without complications.

      Diverse property portfolio

      Whether you're drawn to the urban charm of apartments in bustling cities like Limassol and Nicosia or the exclusive allure of sea-view villas in coastal gems like Paphos and Ayia Napa, Cyprus caters to every preference and budget. Discover a property landscape rich in variety, from townhouses to commercial spaces.

      Affordable luxury

      Cyprus's real estate market stands out for its accessibility, offering competitive prices that provide exceptional value compared to other European locales. Whether it's a modern urban apartment or a luxurious villa by the sea, your dream property awaits at an attractive price point.

      Financing your dream

      Navigating the mortgage landscape in Cyprus is hassle-free, with numerous financing options available to suit your needs. Most lending institutions offer loans up to a 70% loan-to-value ratio, with interest rates fluctuating between 2-4%. Criteria for approval include credit standing, income, and property valuation.

      Tax considerations

      Embarking on property ownership in Cyprus comes with its set of fiscal responsibilities, including a transfer fee based on the property's purchase price and an annual property tax, ensuring your investment is well-regulated and transparent.

      Prime locations for investment

      • Limassol. a bustling tourist and business hub with stunning beaches, perfect for those seeking investment opportunities or a vibrant lifestyle.
      • Paphos. Favored by retirees and families for its historical charm, amenities, and leisure options.
      • Larnaca. Renowned for its picturesque beaches and lively nightlife, plus the convenience of the island's main airport.
      • Nicosia. Cyprus's cultural and business heart, offering a blend of historical sites and modern conveniences.
      • Ayia Napa. The go-to destination for beach lovers and nightlife enthusiasts, ideal for vacation homes or rental investments.

      At Tranio, our mission is to match you with a property in Cyprus that meets your needs and surpasses your expectations. Contact us to explore our listings and embark on your property buying journey in Cyprus!

      Selections of residential in Cyprus
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      Not sure where to start? Contact a Tranio manager

      What you'll get from the consultation:

      • Investment strategy
      • Personalised step-by-step guide
      • Transaction financial model
      • Total cost-of-ownership forecast
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